Mark Kalloz is a highly experienced manager in the financial services sector, currently overseeing branch operations and lending services for a large bank in Vermont for the past five years. Mark’s career spans more than two decades of diverse management experience. This includes 11 years managing some of the country’s largest sporting goods retail stores, following 11 years in the non-profit sector where he directed summer camp and youth programming for the YMCA. His academic credentials include a BFA from Shepherd University and a master’s degree from Savannah College of Art and Design. Demonstrating exceptional commitment and endurance, Mark is also an avid trail runner who has completed 19 50-mile Ultramarathons and successfully thru-hiked the Appalachian Trail and Pacific Crest Trail.

VCCC Board President (retired) Tim got his Undergraduate Degree from Bentley University with 14 years of lending experience in both the Credit Union and Banking industries. Lending background includes consumer lending, residential mortgage loans, and commercial lending. 

He is an active Essex Rotary member and chairs the Rotary All-Star Classic Hockey games. Tim lives in Essex Junction VT with his wife and 2 kids. He spends his free time with my family, golfing & playing hockey. 

Jude’s career was in private equity in the UK, specialising in early-stage unquoted companies. Based in London, she was an Investment Director at 3i Group, subsequently setting up her own consultancy, providing venture capital advice to small and medium sized businesses in return for equity. Over 40 years, she has worked with and advised many company boards in a quasi non-executive capacity, deriving much pleasure from helping them grow from small to big. She was appointed by the Government as a non-executive Board member of the UK’s regulator of all commercial television (10 years) and subsequently appointed as one of the Founder Directors of the Independent Regulator of the National Health Service Foundation Hospitals. Now semi-retired, she manages her portfolio of unquoted investments, mentors young people, indulges her love of travel, and supports several charities.

 Tim French is a results-driven marketing strategist and a valued member of the advisory committee, known for building teams, refining processes, and exploring new ideas. Beginning with graphic design as a communicative tool, he now focuses on how people discover and share through evolving technologies, always seeking to reach the right audience at the right time with the right content, product, or service. As Marketing Design Director, he helped launch IMPLAN’s marketing department in 2016 and guided its transition from a desktop application to a cloud-based SaaS model. His expertise spans strategic market planning, market research, branding, digital development, program implementation, team leadership, media buying, direct mail, and a suite of specialties including CDPs, SEO, data management, marketing automation, and strategic planning.

Kirit Patel is a globally respected private equity investor, investment banking advisor, CPA, and attorney with over three decades of experience structuring complex cross-border transactions, raising capital, and driving value creation across international markets. As Co-Founder and Managing Partner of Tamalpais Ventures LLC, he has led multinational M&A, private equity investments, restructurings, and strategic growth initiatives while advising institutional investors, family offices, and high-net-worth principals. He previously held senior leadership roles at Platinum Equity, overseeing post-merger integration, operational turnarounds, and governance at global portfolio companies, and has served on corporate and advisory boards. In parallel, he has developed extensive expertise in cryptocurrency and digital assets, advising blockchain ventures and institutional participants on capital strategy, tokenized investment structures, and regulatory positioning.

Marlon is a New York–based software engineer who specializes in building, updating, and maintaining software and web platforms. He plays a key role in ensuring the company’s digital systems remain efficient, reliable, and up to date. During his free time, he enjoys spending time with family, playing sports, and video games.

Ella is the Lead Consultant at Client Vitals. Her specialty lies in the home-ownership sector of pre-qualification consulting. Ella was born and raised in Essex, Vermont, and has now relocated to Seattle, Washington. Ella has an extensive background in client services and leadership roles. In her free time, she enjoys baking, hiking, traveling, and being a foodie.

Frederique is a computer science graduate based in Burlington Vermont, with a focus on financial tech security, originally from Cameroon. Her area of expertise is New Americans and the underbanked.  During her free time she enjoys cooking and learning about investment & Consumer Cybersecurity.